tag:blogger.com,1999:blog-3556657999892839298.post4235627808692780088..comments2024-03-19T08:35:01.699+00:00Comments on Love my life: My pledge to myself to live within my meansMeanqueenhttp://www.blogger.com/profile/02705837426373680532noreply@blogger.comBlogger31125tag:blogger.com,1999:blog-3556657999892839298.post-26617935350238075942013-12-14T21:49:25.824+00:002013-12-14T21:49:25.824+00:00Great common sense post from you again Ilona. In f...Great common sense post from you again Ilona. In fact so was a previous post about not making cake at home because you could be tempted to eat too much of it. I can see the sense in it I've just got to persuade myself to do it! I'm so greedy. lolJanisnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-63068527386969838332013-12-14T11:46:54.223+00:002013-12-14T11:46:54.223+00:00You mention coffee shops and the scandalous prices...You mention coffee shops and the scandalous prices and it reminded me of when i did a run for Costa. I did all the services heading north on the M6 and as far as Dumfries. I got peckish later on and was going to get a drink and something to eat until i saw the price. <br />As the day went on and i got further behind schedule the last one had closed but the service area cafe took the delivery in and gave me a drink which none of the Costas did.<br />As for the time schedule, i think they send 2 athletes in a sports car with a box each to time the job.<br />Dave.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-44774965362036272472013-12-13T00:25:37.694+00:002013-12-13T00:25:37.694+00:00Ilona I happily curse you ever day when taking a s...Ilona I happily curse you ever day when taking a shower. ..yes...I love body wash...but since moving in to care for my elderly mother I vowed to use up her stashfof bar soap. ..will take about ten years! so thanks for helping me save...kelleyhttps://www.blogger.com/profile/02779214730910867764noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-82378341851104461792013-12-12T15:47:40.244+00:002013-12-12T15:47:40.244+00:00Sue,
When I used to have a tv and the ads came on...Sue,<br /><br />When I used to have a tv and the ads came on I would watch them and try and work out which emotion they were trying to trigger in the viewer (envy - keeping up with the Joneses with a new car, fear - my family will die from all these germs if I don't buy so and so's disinfectant, nostalgia - buy a certain loaf of bread to recreate the good old days) The other way to keep us amused was to mute the ads and then put your own commentary in! CrystalMoonCathttps://www.blogger.com/profile/09903091876032634142noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-17358031237665186382013-12-12T14:28:32.740+00:002013-12-12T14:28:32.740+00:00With point 6, I've never understood why people...With point 6, I've never understood why people are so easily swayed Ilona.<br />I don't ignore adverts, far from it, sometime's I even laugh at them but as far as encouraging me to spend money goes, they simply have no effect on me.Sue, East Yorkshirehttps://www.blogger.com/profile/17571888546286372239noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-26750550628490193962013-12-12T10:25:12.038+00:002013-12-12T10:25:12.038+00:00Did your friend give you the inspiration to wtite ...Did your friend give you the inspiration to wtite todays? Is it a Nellie Pledge?<br />I like your twelve commandments and find them easier to live by than the other ones although i cant say i've ever coveted my neighbours ox.<br />My daughter was walked to the bank by a chugger to get her details to write on the forms, he waited outside while she walked in,straight through and out of the door at the other side. <br />Dave.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-10574342000213979732013-12-12T09:35:01.536+00:002013-12-12T09:35:01.536+00:00Enjoyed this post thank you! One big change I hav...Enjoyed this post thank you! One big change I have made this year, starting January, was to keep every grocery receipt. Any food/toiletries/cleaning stuff went into a tin and I kept a running tally. I did this basically because I didn't have a clue how much I actually spent each week or month. Sometimes I spent a lot, sometimes hardly anything. I made it a bit of a challenge to spend less each month. I can see a pattern as the year went by of spending less and less - it was working! I think it's called micro managing your money, sometimes its the small things that add up. DebbieAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-88090452452450319322013-12-12T07:48:02.897+00:002013-12-12T07:48:02.897+00:00Great points and advice. I hear friends try to so...Great points and advice. I hear friends try to so easily justify that odd coffee or treat but I can't. Especially in todays financial climate.<br /><br />X xPlease may I?https://www.blogger.com/profile/09842144622402461558noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-65802001739771008892013-12-12T02:20:36.235+00:002013-12-12T02:20:36.235+00:00very engaging post, a lot to think over, thanks fo...very engaging post, a lot to think over, thanks for sharing!anniehttps://www.blogger.com/profile/03269208573774815462noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-84013651215936446622013-12-12T00:31:22.060+00:002013-12-12T00:31:22.060+00:00One person said they can afford to spend more mone...One person said they can afford to spend more money but after being thrifty for years they don't do it. I think it gets to be a mindset after a while, and you don't have to think about being thrifty; it just comes naturally. I see people spending quite a bit of money on lottery tickets, as well as clothing and all the latest gadgets. Not me; I have to save my money so I can have trips to England!<br />Maggie from USAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-9810020130684279012013-12-11T22:59:33.012+00:002013-12-11T22:59:33.012+00:00I go to a local market on a Friday every two weeks...I go to a local market on a Friday every two weeks and buy my fresh vegetables (I'm a vegetarian). My spend is less than ten pounds. On that same day, if I need to go to a supermarket to buy any regular items (eg loo rolls), I get these items. For every item that I need, I know the price of it in all the supermarkets within my walking radius. If I see any price reductions I buy that item from the cheapest shop (I also buy these in multiples because I know that I have the money in my bank). I am never loyal to any one shop - don't kid yourself into thinking that these supermarkets are helping you in any way - they want to part you from your cash. Also, I do not buy many things ready made - I make all my meals from my market vegetables and consequently as my food is home made it is therefore hand made and better than anything mass produced in a factory. Food labelled as 'The Best' range is not the best - it is mass produced in a factory. In the Summer, I grow a lot of my own vegetables and cut down even further my vegetable purchases from the market. I still have some potatoes and onions left over from my summer harvest and a freezer full of hand picked fruits. Happy saving! Natalie x Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-79702226596052309492013-12-11T22:44:45.034+00:002013-12-11T22:44:45.034+00:00Thanks for the inspiration Ilona, you are a daily ...Thanks for the inspiration Ilona, you are a daily tonic!<br />You keep me thinking and I appreciate that.<br />Pam in TX.xxPam in Texashttps://www.blogger.com/profile/15066122753582331516noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-57873474421449724262013-12-11T22:33:41.947+00:002013-12-11T22:33:41.947+00:00Love your post today, I enjoy them every day actua...Love your post today, I enjoy them every day actually! But reading your post today really inspires me to keep on track, living my frugal life, and living well within my means, thank you so much! Xx Carol.carol hardiehttps://www.blogger.com/profile/13826714083313865582noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-44923580750140145062013-12-11T22:04:59.202+00:002013-12-11T22:04:59.202+00:00I agree Su...my horses and other pets are not an e...I agree Su...my horses and other pets are not an extra but just part of my daily necessary expenses....I wouldn't even count them as want! Also, it is cheaper than paying a psychaitrist....! They are good mental therapy and get me outside...lyndahttps://www.blogger.com/profile/10273483704912191189noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-21811404846525274732013-12-11T21:46:20.062+00:002013-12-11T21:46:20.062+00:00I love your blog posts, they are so helpful and in...I love your blog posts, they are so helpful and inspiring to me. They help me want to be a better person and keep pushing my own limits. I can't thank you enough.Winterfell Mixed Mediahttps://www.blogger.com/profile/05085237973862858567noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-24794225191283129882013-12-11T21:01:39.106+00:002013-12-11T21:01:39.106+00:00Hi Ilona,
Thanks for such an inspirational post. I...Hi Ilona,<br />Thanks for such an inspirational post. I read (nearly) every day, but rarely post a comment. I love this 12-point list of things to keep in mind to keep us on track, and on budget. I can't begin to tell you how much I enjoy your posts - when I read your blog, it makes me crave more fresh steamed veggies! haha<br />Hugs,<br />ChristinaHappySlobhttps://www.blogger.com/profile/06777781387510158030noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-91700819049877956242013-12-11T20:59:51.494+00:002013-12-11T20:59:51.494+00:00Hi Ilona,
Just wanted to say that I read your blog...Hi Ilona,<br />Just wanted to say that I read your blog (nearly) every day, and that this is one of my favorite posts you've written in a while! What a fantastic list for all of us to keep track and on our budgets. Loved it!!! Thanks so much for all you do - you are an inspiration.<br />~ChristinaHappySlobhttps://www.blogger.com/profile/06777781387510158030noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-4695978960712530642013-12-11T19:58:26.901+00:002013-12-11T19:58:26.901+00:00I agree with most points. I do Internet banking. N...I agree with most points. I do Internet banking. Never been a problem, actually I thought it was something I would never do, but it's been good for me.<br />I am a charity fundraiser, we get paid by the hour regardless of how well we do, not by commission. It's all done on the phone but only to people who already give to that particular charity.<br />RisemaryAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-54097983655757859342013-12-11T18:52:35.758+00:002013-12-11T18:52:35.758+00:00Now we are out of debt we find it easy just to kee...Now we are out of debt we find it easy just to keep following the frugal habits we adopted while clearing it. I still buy yellow sticker items on a regular basis and stock up at Aldi which saves a fortune. We don't go near the other shops unless we need to buy something and after we've researched prices thoroughly to see where we can buy it cheapest. I have always kept a money book to record all incoming and outgoing money from our bank account, so I know to the penny exactly how much is in our account. If something tears or breaks, we attempt to fix it ourselves. Only when it is beyond repair will it be replaced. Like you, I don't do fashion. Most of my clothes are second hand or charity shop purchases, and many items have been darned or stitched to repair them. I object to charities coming to my door with the high pressure talk. I will give to the charities I want to give to and not be pushed into it on my doorstep. The biggest way to watch your money is not to listen to anyone else or feel pressured by anyone into spending just to fit in/look fashionable/have the latest gadgets/be the same as everyone else etc. Just go your own way. Well said Ilona!SusanMhttps://www.blogger.com/profile/09622557936441532144noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-35427392308306786322013-12-11T18:51:46.700+00:002013-12-11T18:51:46.700+00:00I think most of us on this site are frugal people ...I think most of us on this site are frugal people and watch carefully how we spend our pennies. I do give to an animal charity and a few weeks ago they rang me one evening asking if I could up my donation, I told the very nice young lady a firm no as I live on a pension and I give to only certain charities I feel need some help. I can never understand why people are so silly giving bank details to total strangers, then complain when they get stung . I like you Ilona will not do internet banking, I do not trust it even tho my daughter who works in banking insists its safe, Like Ilona I worked jolly hard, had 3 children which I brought up alone from them being youngsters and what money I have now I watch carefully as when you do not work anymore nothing is going into the bank so frivolity spending is a big no no I have good skin so do not need face paints etc and there are enough things in the closets etc to keep me going during the seasons for many years <br />Danneke Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-16416134063073146402013-12-11T18:22:19.375+00:002013-12-11T18:22:19.375+00:00With regards to Point 9 - I use to work in a rough...With regards to Point 9 - I use to work in a rough area where handbag snatches were quite common and a couple of ladies who I worked with were victims of this. To make sure it was harder for anyone to snatch my bag I use to put my cross over body bag on and then put my coat on over the top of it.<br /><br />Some chuggers now don't ask you to sign up for a DD but just give them a one off donation which does not go into any tin but straight into their back pocket. I just think that could be money going towards a pint after their work - I always give them a wide berth but I do donate to charity shops themselves. <br /><br />ElaineAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-84601542305389687002013-12-11T18:17:50.689+00:002013-12-11T18:17:50.689+00:00Gr8 post, Iiona!
XGr8 post, Iiona!<br /><br />XCosmichttps://www.blogger.com/profile/16914679393048652782noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-45089281119988704472013-12-11T18:10:45.900+00:002013-12-11T18:10:45.900+00:00A lot of your 'rules' are mine too, it'...A lot of your 'rules' are mine too, it's good to have your own set of rules and to know how elastic you will let your own boundaries become.<br /><br />I make sure I only buy what I need and not just a lot of what I want, I think once you realise the difference things become a lot easier.Suehttps://www.blogger.com/profile/04177854521955532744noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-70027653467084190512013-12-11T17:58:09.627+00:002013-12-11T17:58:09.627+00:00I have 2 local charities dear to my heart and all ...I have 2 local charities dear to my heart and all my charitable donations go to them. I know how the money is spent and where it is spent and believe you me it is not spent on fancy ad campaigns or pens through the post. Every single penny is used wisely and has direct impact on the recipients. <br /><br />Like you I don't have a TV and when watching catch up on the commercial channels I go off and do something else. I have probably seen one Xmas ad this year and that was because I was sewing something I couldn't put down. I watched a man in the Post Office the other day sending around a dozen cards to US and Aus at £1.28 a time - the money he spent would feed me for a week!!<br /><br />Linda xxCrystalMoonCathttps://www.blogger.com/profile/09903091876032634142noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-65275626324092477052013-12-11T17:31:33.614+00:002013-12-11T17:31:33.614+00:00I sometimes have to remind myself that someone mig...I sometimes have to remind myself that someone might need to clean their bathroom with wet wipes, although I think they are potty, ha ha. Meanqueenhttps://www.blogger.com/profile/02705837426373680532noreply@blogger.com