tag:blogger.com,1999:blog-3556657999892839298.post7463524962778450946..comments2024-03-19T08:35:01.699+00:00Comments on Love my life: Money mattersMeanqueenhttp://www.blogger.com/profile/02705837426373680532noreply@blogger.comBlogger38125tag:blogger.com,1999:blog-3556657999892839298.post-24454708284230477632016-12-10T23:24:52.763+00:002016-12-10T23:24:52.763+00:00I find you really inspiring - someone who really d...I find you really inspiring - someone who really does live life to the full. Julianoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-90880605825096232492016-11-15T22:18:08.320+00:002016-11-15T22:18:08.320+00:00I lost my Mum and Dad within six months and they w...I lost my Mum and Dad within six months and they were less than 70years old. Made me realise life is for living..no offence meant..sorry xxx!Lindahttps://www.blogger.com/profile/18281954570227946708noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-81700451505958646792016-11-14T22:13:37.935+00:002016-11-14T22:13:37.935+00:00Thank you for the invite. Maybe in the springThank you for the invite. Maybe in the springMeanqueenhttps://www.blogger.com/profile/02705837426373680532noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-70281251153309244842016-11-14T22:02:42.533+00:002016-11-14T22:02:42.533+00:00Why do you feel you need to tell me what to do?Why do you feel you need to tell me what to do?Meanqueenhttps://www.blogger.com/profile/02705837426373680532noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-23445087625524170042016-11-14T21:49:13.663+00:002016-11-14T21:49:13.663+00:00You need to live a bit..we are all dead a long tim...You need to live a bit..we are all dead a long time Lindahttps://www.blogger.com/profile/18281954570227946708noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-9322546263544878392016-11-13T19:21:39.364+00:002016-11-13T19:21:39.364+00:00See you in half an hour. JoSee you in half an hour. JoAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-43087697160861133672016-11-13T15:14:42.226+00:002016-11-13T15:14:42.226+00:00When you come and collect your table legs I'll...When you come and collect your table legs I'll treat you to a night out in a Brixham restaurant to break the habit of not eating out. xxlovelygreyhttps://www.blogger.com/profile/03864666054403517265noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-25908427570168579722016-11-13T15:14:30.082+00:002016-11-13T15:14:30.082+00:00Another interesting topic. We do do some frugal sa...Another interesting topic. We do do some frugal saving stuff in our day to day living and also some spending too, maybe some of yours would suit us but some would not.<br /><br />I have three pensions, one small one is a little over £30 per month and like you it will take well over twenty years to break even. A dear friend of mine died two years ago, aged just 62, she was well and enjoying life one minute, became ill and gone the next. Her plans were to retire at 63 and enjoy her pension years with her hubby, it never happened. <br />So if they ask me to cash in my small pension pot I will do so based purely on what happened to my dear friend, life can be so brutal and very fragile to plan to far ahead. Rae x Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-75916484455720475032016-11-13T13:14:47.907+00:002016-11-13T13:14:47.907+00:00I'll be in the minority and say I think that y...I'll be in the minority and say I think that you should lighten up on your frugality. It sounds like you want to but don't want to feel like you are caving in. You're not, you are still frugal even with a few spending luxuries.<br /><br />If you are cold and have a normal amount of indoor winter clothing on, turn on the heat. I like to be comfortable in my home. For me living in a hot climate it is using air conditioning.<br /><br />Eating out once in awhile can be fun and does not have to be expensive. I do it for the social aspect, but trying new cuisines is fun also.<br /><br />Being in America, I don't know much about your pension system. But I agree that taking the monthly payments is better than a lump sum. The only caveat is that I've read that some UK pension companies have gone bust so if you believe there is any possibility of that then take the lump sum.<br /><br />Ilona, I am single like you and have decided that I'll treat myself once in awhile rather than have a stash of savings since I don't have children to inherit it.Barbara M.https://www.blogger.com/profile/06438114347870523265noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-75118735827263215922016-11-13T13:11:56.321+00:002016-11-13T13:11:56.321+00:00Hi Ilona, I cannot go without heating here in NJ ...Hi Ilona, I cannot go without heating here in NJ (USA) in the winter. It gets very cold here most winters and my bathroom pipes and kitchen pipes would freeze. We've had the bathroom shower pipe freeze last year and that was with the heat on! So aside from being comfortable and warm, it is a necessity on most winter days and nights to have heat on here. I do set the thermostat at a reasonably low temp and it automatically goes down lower at night. I think that once in awhile everyone likes a treat, whether it's a small thing like an ice cream or a coffee out or a nice night at the theatre or a movie out. No need to go overboard, just once in awhile which makes it special. I don't give advice as a rule but since you are wondering if you would enjoy a change once in awhile, I think you would enjoy that. You have really been so good about taking care of your needs and making sure you have money for all basics so why not have a little change if you can afford it. Hope you have a great day and have a treat! Arlene in USAAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-56094215537916560782016-11-13T12:31:47.935+00:002016-11-13T12:31:47.935+00:00Your story is a great example of changing a frugal...Your story is a great example of changing a frugal behavior once quality of life is impaired<br />I now turn down offers of clothes for my daughter when she has plenty as her drawers and closet was bursting and in chaos.I happily found my friend someone who was in need and grateful as they have three daughters.SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-88783661150828463592016-11-13T10:25:06.418+00:002016-11-13T10:25:06.418+00:00Me too. Me too. Cheriehttps://www.blogger.com/profile/01049568808770731003noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-8326074278234626412016-11-13T10:23:38.259+00:002016-11-13T10:23:38.259+00:00I had to smile the other day. Hubby and I were po...I had to smile the other day. Hubby and I were popping out to visit a friend of mine for coffee. I got a text asking whether Tony drinks coffee. If not could I please bring a teabag.. Guess who I thought of straightaway? :-) I know what you mean about frugalising becoming a bad habit. I teach crafts and it is really hard for me to turn away offers of free goodies. So much so that my craft room became nothing more than a storage container for other peoples junk... It would take me a hundred years to use it all up. I no longer used the craft room to craft in. I had a huge destash at the beginning of the year and passed loads of my stash onto other people. I now say No Thanks' when offered crafting goodies. I still have a long way to go to create the lovely calm craft space that I initially had, but I am getting there. Cheriehttps://www.blogger.com/profile/01049568808770731003noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-69857935597236004632016-11-13T10:21:34.998+00:002016-11-13T10:21:34.998+00:00Hi. I don't want to change the way I live. All...Hi. I don't want to change the way I live. All I am thinking of is the possibilities to occasionally move away from the rigidity of frugal living, and perhaps try and be a bit more flexible. Meanqueenhttps://www.blogger.com/profile/02705837426373680532noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-18765945314654948052016-11-13T10:16:04.029+00:002016-11-13T10:16:04.029+00:00£60 a month would make me cry. I would be spending...£60 a month would make me cry. I would be spending a lot of time in warm public buildings to get my bills down. Meanqueenhttps://www.blogger.com/profile/02705837426373680532noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-80440628053815766112016-11-13T10:06:13.000+00:002016-11-13T10:06:13.000+00:00Yes, they were £100, Barbara. Yes, they were £100, Barbara. Meanqueenhttps://www.blogger.com/profile/02705837426373680532noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-63972975510393785272016-11-13T10:03:51.230+00:002016-11-13T10:03:51.230+00:00Not sure yet, Dawn. I am not planning to record ev...Not sure yet, Dawn. I am not planning to record everyone's mileage here, I want people to take charge of their own records. After the first year I'm hoping that everyone is in the mindset to take control over their own destiny. Meanqueenhttps://www.blogger.com/profile/02705837426373680532noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-48077740065626098262016-11-13T10:00:59.014+00:002016-11-13T10:00:59.014+00:00Hi. My friend Carol is an accountant, so I trust h...Hi. My friend Carol is an accountant, so I trust her judgement. I did take into account the tax implications. It pays me to keep my emergency fund low. Meanqueenhttps://www.blogger.com/profile/02705837426373680532noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-55509772362915328812016-11-13T09:29:48.856+00:002016-11-13T09:29:48.856+00:00Yes, I had totally forgotten that, Barbara, thank ...Yes, I had totally forgotten that, Barbara, thank you for reminding me. <br />Margaret P galanthttps://www.blogger.com/profile/14190356279359463949noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-14165127555338211382016-11-13T09:23:09.145+00:002016-11-13T09:23:09.145+00:00When I first met Lovejoy we ate out all the time l...When I first met Lovejoy we ate out all the time lovely lunches on the weekend dinners after work etc it was fun and we could afford it we even went to the Fat Duck Heston Blumenthals place in Bray which and I know this will shock some people cost us nearly £600. We have no debt or mortgage but we don't eat out anymore. We have less than half coming in now we're living on pensions and we like to travel so eating out has been abandoned to save money lol. What I'm trying to say is if you can afford it and you want to do it then eat out. Restaurants are a fab experience in my book and although I am a good cook I still think eating out is a wonderful thing to do. In terms of your pension my lovely mum is 86 fit and healthy and drawing her small private pension which makes her life a great deal easier topping up her state pension. She is 20 years older than you Ilona and you look like you're set for a least that long so it's a no brainer keep your pension going. Don't feel guilty about eating out putting the heating on or anything else you may want to do life is for enjoying and having fun as you well know xWendy @ The contented Cavernhttps://www.blogger.com/profile/12997397522566070661noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-76796825836800320122016-11-13T02:58:34.287+00:002016-11-13T02:58:34.287+00:00Sound like you are comfortable in your life, right...Sound like you are comfortable in your life, right now. What has made you feel the need to consider changing the way you live your life? Living your life on your own terms, at peace with yourself, is the only way to live as far as I am concerned.Judyhttps://www.blogger.com/profile/06530748998376076224noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-48906218927131494532016-11-13T02:57:10.669+00:002016-11-13T02:57:10.669+00:00Ilona did buy new walking shoes just a few months ...Ilona did buy new walking shoes just a few months ago and they were over £100 I believe. Barbara M.https://www.blogger.com/profile/06438114347870523265noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-84089948657666987962016-11-13T02:50:02.038+00:002016-11-13T02:50:02.038+00:00LOL that's what we believed in the 60s, didn&#...LOL that's what we believed in the 60s, didn't we? And thought our parents were spoil-sports for telling us to quit chasing rainbows and unicorns.Judyhttps://www.blogger.com/profile/06530748998376076224noreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-32779045818253736322016-11-12T22:31:44.556+00:002016-11-12T22:31:44.556+00:00You're in automatic pilot regarding your routi...You're in automatic pilot regarding your routine, at the moment until something happens to change it.<br /> I try to be frugal and cut back on my heating whenever I can, however, if I feel low, achy or in pain, I don't hesitate to turn it on, for me heat is a comfort, cheers me up and I find the Warmth is relaxing for the muscles and eases my pains, and is good for your circulation if you are unable to move around a lot. Being in a freezing house is my idea of hell. On mild and good days I keep it off. open windows to let in fresh air, central heating can be drying for the skin when on all the time. In everything it's good to find a balance that suits each person need. <br />You seem to lead a fairly balanced life which suits you and as long as you are happy with it why change it. Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-3556657999892839298.post-7422661517339333222016-11-12T21:00:17.067+00:002016-11-12T21:00:17.067+00:00I echo Angie's comment. Carry on saving and ke...I echo Angie's comment. Carry on saving and keeping fit. If you're happy without the luxuries then so be it, just treat yourself now and again. You never know what's around the corner as I can testify to. Above all, enjoy yourself.<br /><br />Joan (Wales)Anonymousnoreply@blogger.com