No need to go mad just because it's Christmas

Hello and Good Morning. I've just had a good laugh. There is an article about me and how to save money at Christmas, in iNews, a budget daily newspaper. The journalist Katie Grant rang me yesterday for a chat. I usually get requests at this time of year asking for my money saving Christmas tips, but when I reply, I don't do Christmas, they usually give up and look elsewhere for their story. Katie stuck with it.

Click on this link and see the story yourself.  Britains stingiest woman offers her advice.

Anyway, let's press on. I did my Christmas shopping last night at Tesco. The yellow stickers cost me £6.21, and it's all good food. The total shop was £40.78, and with a voucher for £8 off this brought it down to £32.78.

There were only two of us waiting for the final reductions so we got the pick of the crop. Tons of veg as usual, broccoli and spinach my favourite. I will be cooking some of this up later today and putting portions of stew in the freezer. I might not have to go shopping again until after Christmas. In fact I could stretch what I have in my freezer and cupboards until the New Year.

I had it in mind to write something here about Christmas spending, or not spending, but Katie beat me to it, so I will add a few more thoughts on what she has already written.

Utility bills go up in winter, heating and cooking cost more, to budget for that savings have to be made elsewhere. Budgeting is an all the year round activity, there will be peaks and troughs throughout the seasons. Think about what you NEED, what you WANT, and what you will NEVER spend your money on. Compile your own lists on what is important to you, and what you can do without.

I can do without Christmas, not important, but I like a nice car, need to pay for my pets, and I like to go away on holidays and day trips. What I don't need is to shop at Sainsbury's Waitrose, and Marks and Sparks. I don't need a television set, don't need a licence. Don't need to eat out, don't need takeaways. I could list whole rafts of things I don't need, and my do need list will be very short.

If you have a partner, you should sit down together and do this exercise, you need to be singing from the same song sheet. No point in one person frugally saving pennies everywhere, when the other is squandering  it all away. That will only cause conflict.

If Christmas is important to you all well and good, go ahead, but do not go into DEBT for it. It is an annual event and there will be another one on the same date next year. It won't hurt to cut back on the spending for one year, or if you are like me, you might decide you can do away with it altogether.

I find it very liberating that I have chosen not to join in. My brain is not cluttered with the worry of getting the right presents, buying the right food, sending cards, and generally running around like a headless chicken trying to keep up. I can sit back and relax and watch everyone else getting their knickers in a twist. You will not see a furrowed brow on my face, you will see a wide grin from cheek to cheek.

No more lectures, do what you like, but don't come crying to me when the credit card bill lands on the door mat. I will just say, I told you so.

I had a lovely email from Amy of Hard up and Happy. She had difficulty commenting on my blog, so I will copy and paste it here.

 Hi Ilona,

I just want to say a huge thank you for your support and kind words on your blog - which is ace by the way. 

It means a lot when people are nice, as it's my philosophy to be as kind to others as I can, unfortunately this isn't always returned.

I won't concentrate on the negative Nellies though, as the positive comments are amazing. If I can help a few families be happy with what they have then that makes it worthwhile. I would have loved to have responded to each comment on your blog and my website, I'm afraid for some reason I can't? The comments plug in on mine is playing up. Anyway enough rambling I wanted to seek you out and say a great big thank you. You have made me very happy. From one thrfiter to another Merry Christmas!

Kind regards 

Amy 

Thank you Amy, lovely to hear from you. 

I'm beginning ramble now, it's lunch time, and I have things to do. An idea for another textile picture is creeping into my head, want to have a play with some fabric. Thanks for popping in, we'll catch up soon. 

Toodle pip.