Chop 'em all down

Here we go, look what I found in my 'in box', this morning.

Hi,

I'm Michelle from Bla-de-Bla. We have a suggestion which we hope will be useful for your web site.

We may be able to offer you some free of charge content for your web site, in return for a link back to our site.

We have a dedicated team of professional writers. We can have them (at our expense) research and write some content specifically for you to publish on your web site http://meanqueen-lifeaftermoney.blogspot.in/

You have complete control over the subject and focus for each piece; the content will be unique to your web site and there are definitely no costs or other commitments for you. All we would ask is that for each piece of content you agree with us, you allow us to include one simple text link to my site within the content.

If you approve the content on your site, will provide social media promotion and drive traffic to the article (building your traffic and social signals).
Please let me know if this would potentially work for you and we can come back to you with further details.
Thanks and kind regards
Michelle

and my reply.......

Hi Michelle, You obviously haven't read my web site. There is absolutely nothing on there about borrowing money. The whole point of my blog is living within your means, only buying what you need not what you want, and finding happiness in simple things, things that money can't buy.

I know enough about borrowing money to know it ruins people's lives. Money Saving Expert Forum is full of threads about the misery of debt, most of which is caused by loan companies targeting vulnerable people. I do my best to steer people away from borrowing, and to look at their own spending habits for the solution to a happier life.

I have looked at your site, with the words Pay Day Loans emblazoned across the top. No doubt there are many more like yours. If I had my way I would remove the lot of them from the web, television, newspapers, and any other advertising media. I would close you down.
Regards
Ilona

Just to make my position clear for anyone else reading this. Pay Day Loans, and any other loan companies which offer quick easy money, with very few checks on whether the borrower has the means to pay the exorbitant interest rates, are the scourge of society. This particular email comes from a broker, not the loan company itself but a person who puts themselves forward as a middleman, someone who finds business for the loan company. They get a cut when some unfortunate individual is sucked in and signs on the dotted line. What you have to remember is that there is always someone out their who is ready to cash in on someone elses vulnerability and eventually their misery. 

Avoid these types of loans at all costs, even if you aint got two halfpennies to rub together. There is a better way. Stop spending money you don't have. I know I've said it before and I hate repeating myself, but I think this message has to be repeated over and over again untill it sinks in. Don't get sucked in by these adverts. Someone somewhere is living a life of luxury on the massive interest rates they charge. They are leeches and will milk you dry, don't let them. Stop taking out these loans, stop handing over your hard earned cash to line their pockets. 

I'm off outside before I blow a gasket. I'll work my anger off with my loppers. Every branch felled will be another loan company gone to the wall. Yay :o))