I'm just putting a note in here to remind everybody that VAT is going up to 20% on January 1st. Not a very good start to the New Year. I am always pretty optimistic on the first day of the year, a fresh new start and all that, and I don't see any reason to change that. Things are ticking over nicely here at Meanqueen Mansion, living within my means has been a part of my life for quite some time now, and with a bit of tweaking I hope to be managing my finances just as sucessfully, well into next year and beyond.
I know it sounds pretty scary, having to pay more for our goods and services, but don't despair. If anyone is worried about how they will cope, we have got two months to prepare. I am going to start up my money diary again, writing down every penny I spend, it will help me to keep my eye on the ball. Oh, I know I will fall by the wayside now and again, that's life, but with writing it down it will be all there in my face.
People have extra expense at Christmas, well most people, but not me. No, I am not a scrooge, I just don't get dragged into the whole crazy circus. I warn people before hand that I don't do Christmas. No presents thank you very much, and don't waste your money on sending a card. I will send Christmas emails to people, much more environmentally friendly, and cheap. I will probably send two or three handmade cards in the post for those who don't have computers.
Soon I am off to London for a holiday, I am trying to keep the cost down. Even so my frugalness will not spoil things, there is plenty to do in the capital without it costing an arm and a leg. I will do my own food in the hostel, and maybe I can afford a couple of treats. A day ticket for the Thames Clipper is £12, and possibly take in a show or concert, even if it means turning up on speck and waiting around to get a cheap seat.
So yes, I am optimistic that I will beat the VAT increase, there will be lots of no spend days in my diary, and I will still be a happy bunny. The challenge is there, are you going to join me in beating the buggers that are about to come and get us?
33 minutes ago