My energy bill has arrived for the period 12th October to 11th January. There was a price increase in October so it will be slightly more than the same period last year. An increase in my electricity consumption due to shorter days and needing to put the lights on, £45.75 for the quarter. I have used more gas, had the heating on a bit more, because I can afford it, although to look at me wearing a fleecy dressing gown over my clothes you wouldn't think I switched the heating on at all, but I do. My total gas charges for the quarter are £119.25.
So, £173.28 to be paid tomorrow at the Post Office. Easily covered by my £200 fuel allowance from the government. I expect the cold weather will continue for the next couple of months or so, and after that I won't need to use the heating quite so much. Then in the summer months the gas bill will be very small as the heating won't be used at all. Swings and roundabouts, I save money in the summer to pay for the heating in the winter.
I know exactly what bills are coming in throughout the year, and when to expect them. The car insurance has just been paid. Water bills come in twice a year. House insurance is monthly direct debit, telephone and broadband is monthly direct debit. Car tax and MOT and servicing is annually. RAC is payable in April with a phone call.
All is in hand regarding bills coming in, all accounted for, and money saved up to pay them. Looking good at the moment, I have an emergency fund to pay for anything that breaks or needs replacing. Heidi is having a check up tomorrow, I have money saved up for any vet visits.
It's taken a long time getting here, there have been a lot of lean times in my past where I have been skint, had to stop the spending and go without. But now I am in a good place, mostly because I don't set my sights too high. I don't hanker after a modern home, I don't need a flash car, don't need new furniture or new clothes. My needs are simple, as long as I am comfortable and have enough, I don't need any more. ilona
3 hours ago