I suppose it was a bit too much to ask to expect a riveting read when I picked this book up, but it sort of jumped out at me as I was passing the display, on my way to the map department. Worth a try I thought. Would be good if there was some fantastical money saving tips in there, some little gems that have passed me by. I am always open to new ideas to help me better manage my money.
The title of the book has completely baffled me, what does Ausperity mean anyway? Can't find it in any dictionary, it must be made up. Lucy Tobin is a personal finance editor at the London Evening Standard, where she writes a weekly column. The blurb on the back cover says, 'Lucy Tobin shares the secrets to living a prosperous life on an austerity budget.' Now that doesn't quite add up with me. I am assuming she has a high flying job in the city, and assuming she has a decent income from her journalism as well as the sales from her four books. I was under the impression that austerity means you haven't got much money so you have to cut back on your spending. So I am a bit confused as to why she needs to be austere.
Other blurb on the back states, Want to eat out at the best restaurants without denting your wallet. Err, no actually, maybe this book isn't for me. Another blurb, Looking for ways to make money rather than spend it. Err, no actually, I have enough. Oh dear, not going too well up to now, is it. Never mind, lets dip inside.
The first part of the book is about spending money, but as she explains, we still want to have nice clothes, fun nights out, and buy a new car or oven, so the first few chapters are about getting what we want, for less. Fair enough, we all have different needs and wants. The book mainly caters for those who have a regular income and can afford nice things, rather than those who have a very limited income, who are struggling to make ends meet, and are skint most of the time.
It's all about finding deals, the buying stuff through cash back sites, holidays, flights, hotels, insurance, etc. She talks about going to a comparison site to find the best deal for utilities and switching suppliers. There's a food shopping section which told me nothing new. Something bugs me when people write about living a money saving, tight, frugal, scrimping life, when they have no need to follow their own advice as they have enough money to live on.
Basically the book will be useful for those who find they have a drop in income and have to adjust their spending to suit. It is not much use to me, who has had a lifetime of living within my means. It doesn't tell me anything I don't already know. As Nellie would say, stating the bleedin obvious, ha ha. Save yourself 7.99 and get it from the library, or read Money Saving Expert, it's all on there.
Miserable day here, lots of rain, I'm going to a party tonight, Paul is having a little birthday celebration. Whooopeeeee.
Hello, I am a 69 year old retired lorry driver. After trucking for 32 years I'd had enough, went part time when I was in my mid 50's and stopped altogether when I reached 60. Yippeeee, now I am free to do as I like. I live with two cats, I make do and mend being very careful with my spending, only buying what I need. I have no qualms about buying second hand from car boot sales and charity shops, and getting free stuff from skip diving. Money saved is put towards holidays, a decent car, and days out. I love life, and it needn't cost a fortune to enjoy it.
1000 mile challenge 2018
We start our third year of the 1000 mile walking challenge on the 1st of January. Members of the Walking Group will need to declare their intention to start, with a comment on the first post of the year, and report in on the 1st of every month after that with their own mileage. If you feel that 1000 miles is too much for you, make up your own challenge. Any walking is better than no walking. The aim is to improve our health and fitness. Remember, you need to allocate time to do this, going for the odd ramble when you feel like it is not really enough. Walk fast, walk with a purpose.
Onward we go, new and old members welcome. Let's work hard to keep in good shape.
Free things I have found, or been given, or I have asked for.
Left over food from a buffet - I asked for it...Frozen fish and vegetables - given to me by a friend....Pair of black steel toe cap work boots - found in a layby....Crystal necklace on a chain - found on a grass verge.... Eiderdown - given from a friend....pair of slippers - given from a friend....3 cans of cider - found in the churchyard....Two small conifer plants - found in a rubbish bin....A whole load of stuff - found in a skip....65p in coins - found in the street....An orange plastic pumpkin bucket - found while litter picking....17p in coins - found in the street while litter picking....Pile of magazines - given to me....Two bottles of water, a goody bag, and a medal - given to me for escorting my friend on her sponsored walk....Two golf balls - found while out dog walking....Two bags of usefull stuff - given to me from my friends declutter....Wooly hat and gloves - given to me....Coins total £1.10 - found....12 pearl beads - found....Yellow plastic dogs ball - found in a field....32p in coins - found on grass verge....A five pence coin - found on a footpath....A yellow Frizby - found on a grass verge....10p coin - found in the woods....Three course dinner and 2 mince pies - given to me....Plastic garden table - given to me....£1 coin, 5p coin, 2p coin - found in a car park....Seven daily newspapers - borrowed from a newspaper recycling box....A dress, a skirt, a jumper, 4 teashirts - my friend gave them to me....A bowl of home made soup - my friend gave it to me....A cabbage - my friend gave it to me....Two potatoes - found on the side of the road....A bag of apples - my neighbour gave them to me....cup of coffee at the arts centre - free with a voucher....70 craft magazines - given to me....A canvas windbreak - found in a skip....Two pot plants with flowers - found in a rubbish bin....A 20p coin - found....2 wheelbarrow loads of compost - I asked for it....Pieces of timber - I asked for them....Tin of Nivea cream - free sample ....Tube of face cream - free sample....Bag of chocolate biscuits - given to me....Two bags of horse muck - I asked for them....A metre of fabric - given to me....Packet of bread rolls - given to me....A 2p coin - found....Cupboard with a glass front - given to me....Bunch of flowers - found in a rubbish bin....Planter - given to me....Six wooden pallets - I asked for them....Cup of coffee - given to me at Radio Humberside....Free night school classes at the college....Tub of Lurpak spreadable - free with voucher....A 2p coin - found in the street....Three pallets - I asked for them....Four plastic crates from the takeaway - retrieved from skip.... A hard hat - given....A gigantic roll of shrink wrap, used for wrapping palletised loads - I asked for it....A plastic bucket and lid with emulsion paint in it - found in the hedge bottom....A tub of Lurpack spreadable - free with a voucher....Free dental check up....A free tub of golden syrup ice cream, my friend gave it to me....A box of chocolates - my other friend gave it to me....A 1p coin - found in the street....A bag of potatoes, packet of blueberries, packet of tomatoes - my friend gave them to me....A flower pot - found in the hedge bottom....Three plastic crates from the takeaway - retrieved from skip....