I received a letter this morning, yes a proper letter with my name and address on the front, remember them? My old mates at HM Revenue & Customs have sent me a very cute little note telling me what they are going to do to me if I don't get my arse into gear and fill out my tax return. It seems the threat of a one hundred pound fine is hanging over my head.
It's a coincidence because I was only talking to my accountant on the phone yesterday, asking if I will have to fill a form out now I am a pensioner. Barrie has been looking after my financial matters for the last few years. I know it sounds a bit daft, having an accountant when I have so little spending money in my pocket, but he has been a good investment, well worth the hundred quid or so I have paid him. He has ensured that I have claimed for all my allowances whilst I had my business, saving me loads of money.
You may not believe this but I really struggle with numbers. I can work out simple calculations like how much money comes into my bank account and how much is going out, but that's about it. I was always bottom of the class in maths at school. Faced with anything more complex than add, subtract, multiply and divide, and I am completely flumoxed. When I signed up for my mortgage it was more like sticking a pin in a list of options. Dont even mention about traipsing round the building societies looking for the best deal, confused or what!
Anyway, I am going to tackle this tax return myself, because there will be so little to put on it, surely I can't make a botch job of it, can I? The first thing is to register online, dunnit. Next wait for a pin number to come through the post. In the meantime I'd better gather a few bits of paper together, because time is running out.
Why can't we just go into a real office and sit at a real desk, and get a real person to help us do this? I usually steer clear of putting any of my financial information onto the internet, I just don't trust it, things get hacked. Anyway, it's got to be done. Wonder if I can get a rebate, that would be lovely.
PS. I did a post yesterday but was not entirely happy about it. I've put it in the closet till I have time for a closer look at it.
2 hours ago