I liked the cats face on this one but the writing went right across the middle of it, so I cut out the eyes, rounded the corners and filed them smooth with a nail file. I punched the outline of a hole in the corner with one of those gadgets which makes holes in leather. It wouldn't go right through so I carefully prodded the outline with the point of a sharp craft knife untill it came out. Using the same method with the barclaycard, I cut a flower shape into it. Easy to make, and free, that's if you haven't racked up lots of interest on the card before it reached the end of it's life, in which case you have paid for it.I'm off to my house sit now, catch up with you later.