Hello. I started this blog as a way to document my life after after taking a drop in income, and after retirement living on a pension. The purpose was to pass on any money saving tips which might help others. Fast forward 14 years, and life has taken me in different directions. Money saving tips have morphed into a new message. Take control of your own destiny. Be responsible for your own health and well being. Value your freedom and don't let go of it.