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 Good morning. I wrote this reply to a subscriber on my yoootooob channel. I will copy and paste it here. Another video is uploading, so this will keep you amused until it arrives. 

Hello. Working out annual expenses is not something I do. I don't get obsessed by numbers, they are just numbers, and mean very little to me. I know approximately how much I pay out for the various things I need. I have an annual income of £10,500. That is enough for me. I have no mortgage or rent. I am not poor. People on the whole are not very good at prioritising what they need to pay for, and knowing the difference between a want and a need. Everyone's preferences are different. What they see as normal spending will not be the same for others. My priorities are my utilities, food, cats, and car. I paid £210 to the vet over the last couple of days for Mayze's illness. I put money away for this, it is priority. I pay whatever it is to put petrol in my car, that is priority. My freedom to move about is priority. I am careful with my gas, electricity, and food. Yes prices are going up but I have to eat, and so do the cats, to stay alive. Now I am getting a bit older I need some heat in the house when it is cold, but there is the other option of wearing more clothes. How do I manage to keep my gas and electric bills down? I don't include water in that because the amount is so low. I pay for water twice a year, it is cheap. It is a lot easier to monitor consumption when there is only one person in the house. I don't have to nag anyone to turn off the heating or switch off a light when there is no one in the room. I know that every time I switch something on it is going to cost me. Some people say smart meters can help with monitoring usage. I don't need one of those. My mum taught me to live within my means. She showed me an empty purse when I asked for something, and said, no, I haven't got enough money. We accepted that. Parents these days are far too soft with giving in to their kids. I understand that, because there is a lot of pressure to keep up with the latest this and that, and follow the crowd. This is how everyone is being programmed and will fall into the debt cycle, and never get out of it. Maintaining independence means having a very strong resolve that you will beat the system. Sadly there are many who are weak and cannot function without the cushion of friends and a social life. Humans are herd animals, they gravitate towards each other and look for acceptance and support from each other. There has been a massive show of evidence of this over the last two and half years. Cover your face, get tested, get jabbed. Not because it's the best course of action for you, but because you have to do it for everybody else. People are now primed, and the new crisis is global warming, which is following on with the cost of living crisis. Next will be food shortages, already happening, and digital currency, and social credit passports. Can you see where this is leading? To survive, stop following everyone else. Work things out for yourself. Ignore what other people are doing. If someone else wants to eat out every night, fill themselves with junk food, and trash their health, it is up to them. Everyone has an obligation to look after themselves, make their own decisions, and accept the consequences if something is not working for them. We are all capable of making mistakes, we can fall off the wagon, but it is essential to learn from it, get back on again and try harder next time. I wish you well.

Catch ya later.  ilona