I am mighty pleased with myself today, I have managed to save enough money to make an extra payment on my mortgage. I was in a position to pay this in January, but as you know I had to put the money towards a new car. Now, after much scrimping and penny pinching I can write this cheque.
Still a bit more left to pay, but it's coming down slowly. Every month I check my bank statements, I know exactly what I have coming in and going out.
Some people might poo poo my ideas about money saving, but they work. I know the majority of people who read my blog understand my lifestyle, because a lot of you are leading similar frugal lives, but I don't know one single person who cuts everything down to the bare minimun as I do. Every penny I spend has to be accounted for, there has to be a good reason for me to open my purse. Of course I allow myself some treats as you know, but they are things that are important to me, and I save up for them. All other times I spend nothing at all.
I have lots of no spend days, I don't go out of the village, I keep myself busy round here. I have stopped going in the local shop, before I was always popping in for a bar of chocolate or a packet of crisps, not any more. We have two pubs which I never go in, we have a Chinese takeaway which I never use, and we now have a Coffee Shop which I wouldn't dream of using when I can walk two minutes home and make a drink in my own kitchen. There are such a lot of things which I have stopped buying.
I am off camping at the weekend with a group of walkers, I don't know what they will think of me when I don't join in paying for rounds in the pub. I shall explain that I can't afford to, and I am happy just to pay for myself. If they think I am being stuffy then that's tough. I shall pay for my pitch, take my own food for breakfast and the day's pack up, and buy a meal in the pub at night. I shall join in with the fun and merryment, having only one or two drinks. I don't need loads of alcohol to have a good time, good company and a good laugh are more important, and that's free. Toodle pip.
2 hours ago